You can invest with Hargraves by purchasing our Notes. You earn a fixed interest rate, while the funds you invest are loaned to generate returns. Loans are secured by registered mortgages over real property in Australia, to a maximum of 80% of property valuation based on a sworn valuation.

Hargraves Notes Terms and Rates

TermRateInterest Paid
31 days notice2.25%Quarterly
3 months term3.75%On maturity
6 months term4.00%On maturity
12 months term 5.25%Quarterly
24 months term 5.40%Quarterly
36 months term 5.50%Quarterly

Effective as at 10th November, 2023.

Complete the below to request a Prospectus and register your interest:

The Company is not authorised under the Banking Act 1959 and is not supervised by the Australian Prudential Regulation Authority (APRA). The Depositor protection provisions in Section 13A of the Banking Act 1959 do not cover Notes in the Company. Notes are not and should not be confused with bank deposit products. Further, the Notes are not covered by the Financial Claims Scheme established under Division 2AA of the Banking Act. You may lose some or even all the money you invest in Notes.