Hargraves Secured Investments Limited
ACN 089 001 267

Online Prospectus

The following document is an electronic reproduction of the Hargraves Secured Investments Limited Prospectus No. 22 ("Prospectus") dated 5th December, 2019 being the day it was lodged with the Australian Securities and Investments Commission (ASIC). ASIC takes no responsibility for the content of the prospectus. Prospectus No. 22 expires on the 4th January, 2021. However, Hargraves Secured Investments Limited reserves the right to close the offer at an earlier date.


To access Hargraves Secured Investments Ltd online Prospectus and Application
Form you must first read and agree to the following terms and conditions:

Notes in Hargraves Secured Investment Ltd will only be issued based on an Application Form accompanying the paper version of the Prospectus, or on a printed copy of the Application Form attached to the electronic version of the Prospectus. If you have obtained an Electronic copy of the Prospectus and accompanying Application Form, you should ensure the complete documents are received by you. The prospectus is 43 pages in length and the Application form is 2 pages in length.

The Corporations Act prohibits any person from passing on to another person any Application Form unless it is accompanied by a hard copy of the Prospectus or, in the case of an electronic Prospectus and Application Form, is linked to the complete and unaltered online form of the prospectus. Investors should read this Prospectus before completing the relevant Application Form.

Applicants should read the Prospectus in its entirety, as the information contained in individual sections is not intended to and does not provide a comprehensive review of the notes offered under the Prospectus. Applicants are advised to seek independent professional advice, before applying for notes under the Prospectus.

The Prospectus offer is only available to persons within Australia. Any
person accessing this Prospectus for the purpose of investing in
notes offered by Hargraves Secured Investments Limited must
access the Prospectus from within Australia.

The Prospectus does not constitute an offer in any place in which, or to
any person whom, it would not be lawful to make such an offer. The
distribution of the Prospectus in jurisdictions outside Australia may not
be restricted by law and persons who come into possession of the
prospectus should constitute a violation of applicable securities law.

Hargraves Secured Investments Limited reserves the right to refuse to
issue notes to any applicant if it believes the applicant did not
receive to Prospectus offer in Australia, or did not have access to the
Prospectus at the same time and by the same means that the applicant
had access to the relevant Application Form.

A paper copy of the Prospectus, any replacement of supplementary Prospectus
or the Application Form can be obtained on request and without charge from
the registered office of Hargraves Secured Investments Limited, 18 Orr Street,
Yarrawonga, Victoria 3730,
by calling (03) 5743-2666
or emailing us at hargrave@hargrave.com.au.

Important Notice:
Hargraves offer investments in notes and is not a bank. All investments involve risk and investors risk losing some or all of their principal investment. The risk of investment in Hargraves Secured Investments Ltd is set out in our current prospectus lodged with ASIC and dated 5th December, 2019 and should be read and understood before investing. Copies of our Prospectus and Application Forms are available on this website or at our office situated at 18 Orr Street, Yarrawonga or by calling (03) 57432666.

Please also contact us if you have any queries relating to the Prospectus.
If you do not agree with all of the above Terms and Conditions, please select DECLINE. If you do agree with all of the Terms and Conditions and wish to Proceed with viewing the Hargraves Secured Investments Limited Prospectus No. 22, please select AGREE.


© Hargraves Secured Investments Limited 2010